Wednesday, 27 January 2016

Personal loans: £5,000 loans over three years

The table below shows the best deals available for a £5,000 loan paid back over three years. If you're looking for a way to spread the cost of a big purchase, you may also want to consider a deal.
Provider
APR £5000 over 3 years APR help
Total repayable over term Total repayable over term help
Monthly repayment (£) Monthly repayment help
Risk-based pricing Risk-based pricing help
Early repayment penalties Early repayment penalties help
Homeowner Homeowner help
Sainsbury's Nectar Loan4.2%£5,324.04£147.89YesYesNo
Representative example: The table shows the monthly repayment and total cost of a £5,000 loan at a fixed rate of 4.2% APR Representative.

Provider
APR £5000 over 3 years APR help
Total repayable over term Total repayable over term help
Monthly repayment (£) Monthly repayment help
Risk-based pricing Risk-based pricing help
Early repayment penalties Early repayment penalties help
Homeowner Homeowner help
Sainsbury's Bank Non Nectar4.3%£5,331.60£148.10YesYesNo
Representative example: The table shows the monthly repayment and total cost of a £5,000 loan at a fixed rate of 4.3% APR Representative.

Provider
APR £5000 over 3 years APR help
Total repayable over term Total repayable over term help
Monthly repayment (£) Monthly repayment help
Risk-based pricing Risk-based pricing help
Early repayment penalties Early repayment penalties help
Homeowner Homeowner help
Hitachi Personal Finance

4.4%£5,339.16£148.31YesYesNo
Representative example: The table shows the monthly repayment and total cost of a £5,000 loan at a fixed rate of 4.4% APR Representative.


Provider
APR £5000 over 3 years APR help
Total repayable over term Total repayable over term help
Monthly repayment (£) Monthly repayment help
Risk-based pricing Risk-based pricing help
Early repayment penalties Early repayment penalties help
Homeowner Homeowner help
Clydesdale Bank4.4%£5,339.47£148.32YesYesNo
Representative example: The table shows the monthly repayment and total cost of a £5,000 loan at a fixed rate of 4.4% APR Representative.


Provider
APR £5000 over 3 years APR help
Total repayable over term Total repayable over term help
Monthly repayment (£) Monthly repayment help
Risk-based pricing Risk-based pricing help
Early repayment penalties Early repayment penalties help
Homeowner Homeowner help
Yorkshire Bank4.4%£5,339.47£148.32YesYesNo
Representative example: The table shows the monthly repayment and total cost of a £5,000 loan at a fixed rate of 4.4% APR Representative.


Provider
APR £5000 over 3 years APR help
Total repayable over term Total repayable over term help
Monthly repayment (£) Monthly repayment help
Risk-based pricing Risk-based pricing help
Early repayment penalties Early repayment penalties help
Homeowner Homeowner help
Cahoot4.4%£5,342.40£148.40YesYesNo
Representative example: The table shows the monthly repayment and total cost of a £5,000 loan at a fixed rate of 4.4% APR Representative.


Provider
APR £5000 over 3 years APR help
Total repayable over term Total repayable over term help
Monthly repayment (£) Monthly repayment help
Risk-based pricing Risk-based pricing help
Early repayment penalties arly repayment penalties help
Homeowner Homeowner help
Marks & Spencer Money 4.5%£5,347.08£148.53YesYesNo
Representative example: The table shows the monthly repayment and total cost of a £5,000 loan at a fixed rate of 4.5% APR Representative.


Provider
APR £5000 over 3 years APR help
Total repayable over term Tal repayable over term help
Monthly repayment (£) Monthly repayment help
Risk-based pricing Risk-based pricing help

Homeowner Homeowner help
Tesco Bank Clubcard Loan 4.7%£5,362.56£148.96YesYesNo
Representative example: The table shows the monthly repayment and total cost of a £5,000 loan at a fixed rate of 4.7% APR Representative.


Provider
APR £5000 over 3 years APR help
Total repayable over termtepayable over term help
Monthly repayment (£) ntly repayment help
Risk-based pricing Rkasd ricing help
Early repayment penalties Early repayment penalties help
Homeowner lp
Santander4.9%£5,381.28£149.48YesYesNo
Representative example: The table shows the monthly repayment and total cost of a £5,000 loan at a fixed rate of 4.9% APR Representative.


Provider
APR £5000 over 3 years 
Total repayable over termp


Early repayment penalties Early repayment penalties help
Homeowner Homeowner help
Tesco Bank Standard Loan5%£5,385.60£149.60YesYesNo
Representative example: The table shows the monthly repayment and total cost of a £5,000 loan at a fixed rate of 5.0% APR Representative.

source -  http://www.which.co.uk

Top 10 Best Insurance Companies In The World In 2015

1. Berkshire Hathaway Insurance
2. China life Insurance
3. Allianz Insurance
4. American International Group (AIG)
5. Ping An insurance
6. MetLife
7. AXA

Insurance company is way of risk management through hedging the loss or damage of any uncertain situation by paying some amount to company. In recent era the Insurance companies are emerging and become any integral part of life of any individual or corporation which covers any of loss by offering different specialized plans to its customers. Insurance companies provides exclusive policies including automotive, property, tangible or intangible goods, health and life insurance with respect to time, money or premium becoming efficient and effective respondents to change which enables risk. There are numerous insurance companies serving the customers worldwide making it difficult for any person or business firm to choose the best one. Here we listed top ten best insurance companies in the world below for you.

Installing .XAP files on your phone using an SD card

Some mobile operators offer apps in the form of a .XAP file on an SD card. If you've got a .XAP file on an SD card, here's how to install it on your phone. Tip

If you're running Windows Phone 8.1 and your phone supports an SD card, you can install apps directly to your SD card instead of your phone's internal storage. These apps will show up in the App list just like your other apps and games. To install apps and games from your phone's SD card

Insert an SD card that contains one or more .XAP files into your phone.

In the App list, tap Store Store Tile.

Tap More More icon, then tap Install local apps. (If you're running an earlier version of Windows Phone, look for the SD card option instead.) Note

If you've just inserted the SD card or added the .XAP files, you might need to wait a few minutes before you can access your SD card from the Store.

Select the apps you want, then tap Install.

Installed apps appear in the App list. Depending on the specific app or game, you'll be able to use them as follows:

Free apps and games can be used immediately.

Paid apps and games that have a trial will be available as a trial version that you can purchase later.

Paid apps and games without a trial must be purchased before you can use them.

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