Wednesday 27 January 2016

List of United States insurance companies

Largest Public Insurance Companies by Market Capitalization
Investors can buy shares of publicly traded companies in the insurance industry. The largest insurance companies as of Q1 2014 by market capitalization on the world stock exchanges are:

Non-health Insurance Companies:


Company Name Market Capitalization
Berkshire Hathaway (BRK.A) $308 billion
China Life Insurance (LFC) $80 billion
Allianz (AZSEY) $76.8 billion
American International Group (AIG) $72.3 billion
Ping An of China (PNGAY) $65.6 billion
MetLife (MET) $59.4 billion
AXA (AXA) $57.8 billion
AIA Group Hong Kong (AAIGF) $54.4 billion
ING Groep (ING) $54.4 billion
Zurich Insurance (ZURVY) $45.4 Billion
(Source: Thompson Reuters)
Health Insurance and Managed Health Care Companies:
Company Name Market Capitalization
United Healthcare (UNH) $91.8 billion
Wellpoint (WLP) $34.3 billion
Aetna (AET) $29.8 billion
CIGNA Corp. (CI) $26.8 billion
Humana (HUM) $21.1 billion
Centene Corp. (CNC) $5.7 billion
Health Net, Inc. (HNT) $3.9 billion
WellCare Health Plans (WCG) $3.1 billion
Healthspring (HS) $3.7 billion
Molina Healthcare (MOH) $2.4 billion
(Source: Thompson Reuters)

Not all insurance companies are publicly traded. In fact, many insurers are structured as mutual companies where policy holders of participating policies are essentially partial owners of the company. The mutual company model for an insurance company dates back hundred of years, and there are certain benefits conferred on policyholders that do not exist with publicly traded (stock company) insurers. (For more, see: The Industry Handbook: The Insurance Industry.)

Property & Casualty
Property casualty insurers write policies covering property such as real estate, dwellings, cars and other vehicles. They also write policies dealing with liabilities that may be incurred by accident or negligence related to those properties to defray the cost of lawsuits or medical damages resulting from such incidents.
The top U.S. property casualty companies in 2013 by net premiums written (the amount of money that non-life policies can expect to receive over the life of the contract, less commissions and costs) are:
Company Net Premiums Written
State Farm Group $50.8 billion
Allstate Insurance Group (ALL) $24.8 billion
Liberty Mutual $21.5 billion
Berkshire Hathaway (includes GEICO) $21.4 billion
Travelers Group (TRV) $20.6 billion
American International Group (AIG) $19.7 billion
Nationwide Group $14.5 billion
Progressive Insurance Group (PGR) $14.5 billion
Farmers Insurance Group $14.1 billion
USAA Group $10.7 billion
(Source A.M. Best)


Life Insurance Companies
Life Insurance companies promise to pay out a lump sum benefit upon the death of the insured. Although actuarial science has created mortality tables to accurately estimate the future liability of policies to be paid, having financial strength ensures that these companies can meet all of their obligations while still earning a profit.
Life Insurance companies in the U.S. can be ranked by direct premium written (the amount of new policies written directly and not re-insured). For 2013:
Company Total Direct Premium Market Share
MetLife (MET) $11.5 billion 7.98%
Northwestern Mutual $9.4 billion 6.55%
Prudential of America (PRU) $8.4 billion 5.79%
New York Life $7.8 billion 5.42%
Lincoln National $6.1 billion 4.27%
MassMutual $5.1 billion 3.52%
John Hancock $4.8 billion 3.37%
Aegon (AEG) $4.1 billion 2.82%
State Farm $4.0 billion 2.79%
Guardian Life Insurance Co. $3.4 billion 2.34%
(Source: NAIC)
Health Insurance Companies
Health insurance companies provide policies to cover all or part of policyholder's health and medical costs. Policies may be purchased individually or through an employer. Technically, the United States government is the largest health insurance provider in America through the Medicare program, Social Security and with Medicaid administered by individual states. (For more, see: 5 Things You Need To Know About Obamacare.)
The largest non-government sponsored U.S. health insurance companies measured by total direct premium collected in 2007 was:
Company Total Direct Premium Market Share
United Healthcare (UNH) $66.8 billion 11.70%
Wellpoint Group (WLP) $55.7 billion 9.75%
Kaiser Permanente $43.7 billion 7.66%
Humana (HUM) $21.7 billion 3.81%
Aetna (AET) $21.7 billion 3.81%
Health Care Service Corp $14.9 billion 2.60%
American Family $11.6 billion 2.04%
Highmark $11.4 billion 2.01%
Blue Cross/Blue Shield $9.8 billion 1.72%
Cigna (CI) $9.6 billion 1.69%

(Source: NAIC. Caveat emptor: The sales data on health insurance companies is from 2007, the last year of available data. The Affordable Care Act (aka 'Obamacare') may have altered these standings.)


Top 10 Best Insurance Companies In The World In 2015

1. Berkshire Hathaway Insurance
2. China life Insurance
3. Allianz Insurance
4. American International Group (AIG)
5. Ping An insurance
6. MetLife
7. AXA

Insurance company is way of risk management through hedging the loss or damage of any uncertain situation by paying some amount to company. In recent era the Insurance companies are emerging and become any integral part of life of any individual or corporation which covers any of loss by offering different specialized plans to its customers. Insurance companies provides exclusive policies including automotive, property, tangible or intangible goods, health and life insurance with respect to time, money or premium becoming efficient and effective respondents to change which enables risk. There are numerous insurance companies serving the customers worldwide making it difficult for any person or business firm to choose the best one. Here we listed top ten best insurance companies in the world below for you.

Installing .XAP files on your phone using an SD card

Some mobile operators offer apps in the form of a .XAP file on an SD card. If you've got a .XAP file on an SD card, here's how to install it on your phone. Tip

If you're running Windows Phone 8.1 and your phone supports an SD card, you can install apps directly to your SD card instead of your phone's internal storage. These apps will show up in the App list just like your other apps and games. To install apps and games from your phone's SD card

Insert an SD card that contains one or more .XAP files into your phone.

In the App list, tap Store Store Tile.

Tap More More icon, then tap Install local apps. (If you're running an earlier version of Windows Phone, look for the SD card option instead.) Note

If you've just inserted the SD card or added the .XAP files, you might need to wait a few minutes before you can access your SD card from the Store.

Select the apps you want, then tap Install.

Installed apps appear in the App list. Depending on the specific app or game, you'll be able to use them as follows:

Free apps and games can be used immediately.

Paid apps and games that have a trial will be available as a trial version that you can purchase later.

Paid apps and games without a trial must be purchased before you can use them.

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